As part of my ongoing project to move everything into the cloud, I have been looking for powerful and reliable online financial organisers and password protectors.

My aim is to buy a umpc soon, and finally retire my Clie TH55. Moving the diary and contacts online is no problem since, for the most part, they already exist there anyway. My diary is now in a more complete form online, available from AirSet, than it is on my pda (which doesn’t have the same tagging capacities, and the same layer diaries as AirSet). Moving my addressbook completely online will just be an hour or so of export/import problems.

Zoho already provide all my note-taking needs. Read the Milk is a thousand times better than the Palm tasklist, especially since it plays very nicely with GMail.

I really only lack three things now. Firstly, I have found nothing to replace Bonsai. In practice I do not actually use this very much, but when I do it is invaluable. I need to think more about whether I actually need it at all.

Secondly, I need something to replace SplashID, which stores all my passwords, both on my Clie and on my desktop. I use this on a daily basis, because I have many numbers, codes and passwords that I need to remember, from the serial number of something I bought a year ago, and now need for an insurance claim, to the log-in details and expiry date of my younger daughter’s Club Penguin account.

Today I found Clipperz.com, which claims to be exactly what I need. I shall now run some experiments.

Thirdly, I need a personal finance tracker. In the age of digital cash transfer I found myself walking around with only the vaguest idea of whether I was over or under budget – until I got SplashMoney. This works well, and I now know where I am, and whether I can afford that surprise bargain offer or not.

I looked at a number of online substitutes and chose to subscribe to Foonance, which had the simplest interface I could imagine. The alternatives all seemed a lot keener on pie charts, flow charts, bar charts and tag clouds than I am. And some of them seemed very keen on personal finance as a social activity, which strikes me as close to perverse.

I found these through a page at Mashable.com called 40+ Resources for Managing Your Money Online.