Deposited in your account, or not
Recently I have been inundated with scam-spam offering me millions of dollars if only I help someone unlikely steal an even larger amount of money for themselves. I have been getting four or five a day, interspersed with offers of Viagra, fake Rolexes, and hot news about a lottery I have won without even entering.
This sort of thing:
TO WHOM IT MAY CONCERN
It may interest you to know that I work here in Switzerland as a Government Secret Agent/ External Auditors with the International Bank for Settlement BIS. My name is Mr. Edward Robson, Financial Comptroller, Foreign Exchange Department-BIS.
This afternooon I accidentally found 419Eater.com: a site run by a dedicated group of people who actually reply to these things in an effort to counter-swindle the swindlers and/or have fun. Some of their exploits are highly entertaining.